About asterisk.loans
asterisk.loans pre-screens loan officer marketing before it goes out. Paste a post, upload a flyer, or link a page. Asterisk lists each issue it finds, the rule behind it, and a suggested fix.
Who it is for
Mortgage brokers and small lending shops without a compliance department, and the marketing agencies and social media managers who create content for them.
How a check works
- Read the content. Text comes from the image, PDF, page, or pasted copy. If it can't be read reliably, the check is marked partial.
- Run the rule checks. Code looks for rates without an APR, trigger terms without their disclosures, and NMLS IDs that are missing or don't match your LO profile.
- Review the judgment calls. An AI review looks for misleading claims, fair housing and fair lending issues, and co-marketing that could raise RESPA questions.
- Show what was and wasn't checked. Each result lists the rule areas and states it covered, and the ones it didn't. Most checks finish in under a minute.
What it covers
Federal advertising rules plus North Carolina:
- Reg Z trigger terms and APR display (12 CFR 1026.24)
- Misleading claims under Reg N, the MAP rule (12 CFR 1014.3)
- NMLS ID display under the SAFE Act and North Carolina law
- Fair housing and ECOA language (42 USC 3604(c), 12 CFR 1002.4(b))
- Realtor co-marketing under RESPA Section 8 (12 CFR 1024.14)
Not checked yet: other states' rules, video, and audio. Imagery review is lower confidence than text.
Rule set v2026.11.8. Each check is stored with the rule set it ran against.
What it doesn't cover
- A pre-screen, not a compliance approval. Final review stays with you or your compliance contact.
- Other states' rules are not checked yet. If an LO profile lists another state, the result says so.
- Video and audio are not checked.
- "No issues found" means nothing was flagged in the areas checked. It isn't a sign-off.